Harbordale Lending Group, based in Bay City, Michigan, helps Bay County practices, pharmacies, grocers, stations and agencies compare six funding options, then passes requests to funding partners that review them and set any terms.
Why Harbordale Leads With Credit Lines for Claim-Paid Offices in Bay County, MI
Many of the businesses that make up Bay County's health care and essential-services base are paid after they spend. A clinic bills a payer and waits; a pharmacy fills prescriptions before reimbursement arrives; an agency pays staff before carrier commissions land. A revolving credit line is shaped for that rhythm, so Harbordale puts it first and sets the other five options beside it.
That focus shapes the industry pages too: physician offices, dental offices, chiropractors and therapists, grocery stores, fuel stations with stores, and insurance agencies.
The Part Harbordale Plays and the Part a Funding Partner Plays
Harbordale's part comes first: listening to what the money is for, sorting the options by timing and purpose, and framing the request so a funding partner can review it. The partner's part is the decision itself: whether to approve, how much, at what price and on what terms.
Harbordale does not set rates or approve requests, and nothing on this site is an offer of credit. How a request runs shows each step, and the disclosures page sets out the roles in full.
Health Care Payroll and Grocery Counts Behind the Bay County, MI Pages
Health care and social assistance had the largest annual payroll of any sector in Bay County, MI in 2023, $295.1 million, and the most paid employees, 6,928 (County Business Patterns). Retail trade had the most employer establishments, 356. Those two sectors are where most of the industry pages sit.
Every figure on this site comes from a public Census Bureau program and names its source and year. The Bay City, MI page collects the local counts.
Requests Harbordale Does Not Take: Personal, Startup, SBA and Trucking
Harbordale handles requests from operating businesses for business purposes. It does not arrange personal loans, payday or auto title loans, mortgages, startup loans or SBA loans, and it does not offer grants. Trucking companies are outside its scope as well.
For startup and SBA questions, the Michigan Small Business Development Center's Lake Huron Region, which serves Bay County, is one place to ask; ask the center about any fees.
Reaching Harbordale in Bay City, MI by Phone or Form
The office is at 25 Center Ave, Bay City, MI 48708. The phone line is (989) 265-5884, and the request form is open at any hour. No email address is published.
The contact page lists the questions worth preparing before a first call.
By Harbordale Lending Group · Updated
